Credit Risk Stageur (SAS specialized)

Job Description

ING has set the Ambition to become a data-driven organization with analytics as a business model.
As Credit Risk stageur (SAS specialized), your primary responsibility will be to support the Credit Risk Area through ad hoc analysis, data extraction and reporting.
We are looking for a candidate who is proficient in analysing and visualizing data using SAS, combined with a quantitative background.
The resource will be part of the Data and Reporting team within the Retail Credit Risk Team that covers the full area of lending to Retail customers based on portfolio approach acting as second Line of Defense. The responsibility of the team ranges from portfolio performance monitoring and reporting, risk cost and RWA optimization and forecasting. ING Bank Italy portfolio consists of Residential Mortgages, Credit Cards, Overdrafts, Personal Loans (PL) and Cessione del Quinto (CQS).

 Key Responsibilities

• Support to Design, develop and maintain database structures
• Automate and enhance reporting and analytics and shorten the turnaround time
• Support data-driven strategic decisions on Retail propositions by analyzing, interpreting, elaborating data, visualizing and presenting results
• Support the data reporting and analytics process with proper governance and documentation and keep the data quality at a defined satisfactory level. 
• Collaborate with other risk functions to identify business opportunities and improve system/process efficiency.

Requirements

• Hold a degree in Statistics/Economics/Engineering or Computer Science
• Preliminary experience in an analytics or data science 
• Advanced knowledge of Data Science (SAS Base)
• Affinity with data and querying these data with SQL is a must
• Fluent in English 

As a plus:

• SAS Certified Advanced Programmer for SAS 9, is a plus
• Knowledge of credit risk and related regulations
• Knowledge Database, Datawarehouse (Access, Oracle – SQL)

Our preferred candidate is

• inquisitive and happiest exploring data, making discoveries and understanding their implications
• self-starter mindset, proactively identifying issues and opportunities and tackling them without being told to do so
• delighted in automating processes, building datasets and analyzing data to support business and risk decisions
• proactive in managing daily task and personal targets 
• a strong and enthusiastic team player to whom colleagues can rely on

Location: Milan (hybrid) 

About ING

ING offers many opportunities to build a diverse and rewarding career. You will be joining an international innovative digital bank, the first in Italy to adopt a fully flexible smart working model, and you will be working in a stimulating environment where you can grow both as an individual and as a professional.Our purpose - empowering people to stay a step ahead in life and in business - represents our belief in people’s potential. We don’t judge, coach or to tell people how to live their lives. We empower people and businesses to realize their own vision for a better future.#doyourthing is our brand direction with us each and every day. It is how we articulate our purpose and our promise to make banking frictionless to the world. ‘do your thing’ is about people being free to live the life they want to live, knowing that they will make their world a little better for it.Do you think you are "a step ahead"? Apply now!

The benefits of joining ING

In addition to being a part of a great team, working in a fun and innovative environment, we offer:

• Super flexible smart working
• Competitive base salaries and performance based bonuses
• Diverse cultures & Innovative mindsets
• International Environment
• Commitment to sustainability
• Lots of training development opportunities to help you grow
• Lots of moments dedicated to physical and mental well-being
• A special day off when it is your birthday: we call it #doyourbirthday!
• And of course we can’t forget: free water & coffee at the office!

Our Commitment

Diversity is a fundamental element of our corporate culture, and we are fully committed to creating a safe and inclusive environment, based on mutual respect and the value of diversity, offering equal job opportunities to all qualified candidates.